Travel Insurance

Travel insurance is a vital aspect of booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that at the time of booking you purchase travel insurance that properly covers your participation in whatever activities, such as motorcycling, that you may undertake. This is NOT to be confused with motorcycle insurance, which is completely separate.

At H-C Travel we take insurance seriously, and we believe it is our responsibility to provide you, our customer, with high quality travel insurance. So, rather than just recommend someone who will pay us commission, as so many websites do, we have our own travel insurance policy underwritten with your requirements in mind. By insuring through us, you KNOW you are covered for motorcycling anywhere in the World. MOST widely available policies will not cover you on adventure, offroad or large capacity motorcycles. And even if you are not travelling with us (why not?!), our insurance is still available to you..

Highlights

• Specifically underwritten for H-C Travel
• Includes additional cover for riding gear and helmets
• Covers riders and passengers aged 18-75 yrs, and children (conditions apply)
• Helmets must be worn
• Includes offroad and adventure cover if on an organised and licensed tour and on a registered road legal motorcycle
• UK or EU unrestricted license required
• No engine capacity restriction
• New for 2011 –coverage for all EU residents
• New for 2011 – more activities covered as standard
• Hazardous activities cover available

Below is a summary of the cover provided by our insurance. Our policy booklet is available as a PDF download by clicking here. You will need a copy of Adobe Acrobat Reader to view or print the booklet. If you do not have this installed, you can download from the Adobe Web site.

All prices include 20.00% Insurance Premium Tax (IPT), and are subject to change if the tax rate changes.

If you cannot find cover for any particular activity, please contact us and we will discuss it with our underwriter.

If our policy does not meet your requirements, you have 14 days from the date of issue to return the policy and receive a full refund, providing you have not travelled or made a claim.

Before taking out insurance, please consider these questions:

Do you, your travelling companions, immediate family or business associates:

• Have any pre-existing medical conditions?
• Know of any reason why the journey is likely to be cancelled or cut short?
• Waiting for any hospital consultation, operation or treatment or been admitted to a hospital overnight in the last 12 months (other than regular check-ups)?

If the answer is yes to any of these questions, please call our Healthcheck line on 0845 408 0585.

H-C Travel Ltd is an Appointed Representative of Travel & General Insurance Co. Plc. Both companies are authorised and regulated by the Financial Services Agency.

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Single Trip travel insurance Period Europe USA R.O.W. 1-5 d £31.00 £64.00 £64.00 6-10 d £36.00 £74.00 £74.00 11-17 d £42.50 £85.00 £85.00 18-24 d £48.50 £98.50 £98.50 25-31 d £54.00 £110.50 £110.50 2 mo £86.00 £180.50 £159.00 3 mo £101.00 £241.00 £201.50 4 mo £122.00 £300.00 £250.50 5 mo £148.00 £369.00 £300.00 6 mo £173.00 £428.00 £349.00 7 mo £198.00 £497.00 £409.00 8 mo £224.00 £556.00 £457.50 9 mo £248.50 £625.00 £506.50 10 mo £273.00 £684.00 £566.00 11 mo £298.00 £753.00 £615.00 12 mo £324.00 £822.00 £665.00 Annual travel insurance   Europe USA R.O.W. Individual £90.00 £157.00 £157.00 Family £142.00 £272.00 £272.00 Annual policy maximum duration of any one trip 31 days, any number of trips allowed. Infants aged 1 or under - free Children aged 2-17 - 50% discount Adults 51-65 – no surcharge for up to 31 days, 20% surcharge for longer Adults 66-70 – premium x 2, max 31 days Adults 71-75 – premium x 3, max 31 days Adults 76+ - not available Family rate – premium x 2, incl. up to 4 children (spouse and family are only insured if travelling with, to or from policyholder) Winter sports – 75% surcharge on single trip, max 45 days; 17 days cover is included in the annual policy Hazardous activities – 35% on single trip and £50/p on annual policies Excess £0-£50 Main cover Cancellation/curtailment, to £5,000 Medical expenses, incl. repatriation, up to £5,000,000 Search and rescue, up to £50,000 Hospital benefit, £20/day to £500 Emergency assistance in the UK £2,000 Personal accident, to £25,000 Death, to £10,000 Travel delay after 12 hrs, £20/day to £100 Abandonment, to £5,000 Missed departure/connection, to £1,000 Baggage/personal effects, to £2,500 Motorcycle gear, incl. helmets, to £2,500 Baggage delay after 12 hrs, to £100 Documents, to £500 Personal money, to £500 Hijack, £50/day to £500 Mugging, £50/day to £500 Personal liability, to £2,000,000 Legal expenses, to £15,000 Additional wintersports cover: Own equipment, to £1,000 Hire equipment, to £500 Piste closure, £20/day, to £400 Avalanche delay, to £500 Cancellation / curtailment can be increased up to £10,000/p for an additional premium Activities cover We include over 70 activities as standard in our policy. Among the most popular are: Bungee jumping Canyoning, caving and indoor climbing Cycling & mountain biking Fishing Helicopter / plane / balloon ride (as passenger) Hill walking, hiking, guided glacier walking, rambling, trekking (to 2000m altitude) & river trekking Horse riding except jumping, polo, ranching & safari Ice skating (rink only) Jetboating (as passenger) Kayaking / rafting / canoeing (up to whitewater grade 3) Motorcycling (road, adventure and offroad) Parasailing / waterskiing / surfing / windsurfing up to 6 miles offshore) Quad biking (up to 250 cc) Riding camel / elephant Rollerblading, skateboarding, skating Safari (including gorilla trekking) Sailing / yachting / rowing (up to 12 miles offshore) Snorkelling & scuba diving (to 40 m) Swimming (up to 6 miles offshore) Hazardous activities cover  with the relevant premium surcharge. For other activities, please contact us Winter sports 75% Gliding / hang-gliding 35% Dog / horse / reindeer sledding 35%

To book online please click here
 

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